LAWS9971 · Law

Banking Regulation

Boston College Law School

Numerical ratings

4.7 / 5Course rating

From 3 rating records
Across 1 instructor

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Who teaches this? 1

Both ratings are out of 5, for each instructor’s sections of LAWS9971.

Patricia McCoy

Liberty Mutual Insurance Professor, Law Faculty

3 evaluations for this course

Instructor: 4.8
Course: 4.7

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Patricia McCoy

Liberty Mutual Insurance Professor, Law Faculty

3 evaluations for this course

Instructor: 4.8
Course: 4.7

About this course

This course examines why the banking industry is one of the most heavily regulated U.S. industries and how federal safety and soundness regulation works from cradle to grave. The course begins by providing a historical overview and analyzing the rationales for government intervention in banking. The remainder of the course examines the techniques used by the government to constrain the risk of bank panics, including entry controls (through chartering), activities restrictions, prohibitions against mixing banking and commerce, minimum capital and other prudential requirements, and limits on risky activities by bank conglomerates. Special attention will be devoted to federal deposit insurance and the FDIC's procedures for resolving insolvent banks. Students will consider how well these rules work and the reforms enacted after the financial crisis of 2008. This course does not cover consumer financial protection or provisions of the Uniform Commercial Code.

All evaluation ratings

Averages use numerical 1–5 ratings, including the ratings submitted with new anonymous reviews.

OrganizationHow well the course was organized: 4.89 / 5
ChallengeHow intellectually challenging students found it: 4.50 / 5
AttendanceHow necessary attendance was: 4.71 / 5
AssignmentsHow helpful assignments were: 4.64 / 5

Weekly effort: ~5 hours

Estimated from the original workload response buckets. Individual sections may differ.

Evaluation history Browse all evaluations

Evaluation history 3 terms

All available terms for LAWS9971. Numerical averages use the five-point scale.
Term	Evaluations	Course rating	Instructor rating
Fall 2024	1	4.9	5.0
Fall 2022	1	4.6	4.8
Fall 2021	1	4.5	4.6